Look What We Can Offer
- Unbeatable Interest Rates on Loans
- Excellent Interest Rates on Savings
- Annual Loan Interest Rebate
- Free Life Insurance Cover
- No Fees to Pay
- Various Payment Options Available
- Late Opening Hours
Flexible & Convenient Loans
We need to see a regular saving pattern of at least 6 weeks before you apply for a loan. Each member’s account is unique and our loan officers will look at your savings record, income, other borrowings and overall ability to repay your loan when assessing your loan application. For new members you will require a guarantor for your first loan and depending on your circumstances. We may require a suitable Guarantor for any subsequent loans as well. Remember your loans are insured, subject to policy conditions, at no direct cost to you. Another bonus is that the interest you pay on your loan throughout the year will be eligible for any interest rate rebate agreed at the Annual General Meeting.
Attractive Dividend on Savings
Every year we pay an attractive dividend on members’ savings. Members’ savings are also placed in our Life Savings Insurance scheme which applies an insurance element to your eligible savings meaning you can leave a “nest egg” for your loved ones in the event of your death. This insurance cover is free to eligible members.